Just Get Married And Looking For A Home? Follow These Tips
Did you just get married and are now looking to purchase a house with your spouse? You may feel rushed to find your dream home right away, and being a homebuyer for the first time makes the process difficult. These tips can help you find the right home for the both of you.
Find Out What Each Other Likes
It's possible that you and your spouse are not on a similar page when it comes to what you want in a home. The best way to discover what each other wants is to start going to open houses on the weekends. Sometimes you don't know what you do or don't like until you see it in person.
There are many types of homes out there, such as townhomes, colonials, ranches, and even split level homes. After walking through several homes together, you will discover what each other likes. That could mean wanting a home with an open floor plan, wanting bedrooms that are on different floors, or even preferring hardwood flooring over carpeting. Finding things you both like can help you compromise, which will help narrow down your search later when the house hunting gets serious.
Do Not Rush It
You may feel pressured to find your home quickly, especially when you plan on having kids. Do not rush the home buying process though. Know that homes go on the market all the time, and it could take many months until you finally find something that is right for the both of you. Do not feel like you need to settle for a home that you don't like just because you can't find anything better at the moment.
Know that summer is a peak time for the real estate market, as many families try to move while their children are between school years. If you're looking in the winter, it may be worth it to wait a couple months to get serious about home buying.
Know Your Finances
You may have a vision of what you want your home to look like, but can you afford it? You'll need to get pre-approved for a mortgage to find out what is in your budget. Based on your finances, a loan officer will determine how much the bank will lend you for a home. The loan amount will help narrow down the type of home that you can afford to buy.
For more tips, speak to a local real estate agent or visit websites like http://www.augustahomestore.com/.